Revolut vs bunq.
Revolut (R91/100) and bunq (b87/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Revolut leads bunq 8-0.
| b bunq №02 · DNB 87 /100 | R Revolut №01 · Bank of Lithuania 91 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 87 /100 | 91 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | Interbank | Interbank |
| Free FX / month EUR equivalent | €0 | €1,000 |
| Free ATM Before fee kicks in | — | €200 /mo |
| Protection | ||
| Banking licence Tier | Full bank DNB | Full bank Bank of Lithuania |
| Deposit guarantee Per depositor | €100,000 EU.DGS.NL | €100,000 EU.DGS.LT |
| Reach | ||
| Markets served Licensed jurisdictions | 30 countries | 48 countries |
| Crypto Coins available | No | 280 coins |
| Stocks & ETFs Self-directed | No | Yes |
| UX | ||
| Trustpilot Customer score | 4.2 ★ 22k reviews | 4.7 ★ 367k reviews |
| App store iOS + Android avg | — | 4.6 ★ iOS 4.7 · And 4.4 |
| Read review → | Read review → | |
Pick bunq if…
Pick if you travel constantly and want unlimited free FX with a Dutch licence — €3.99/mo for the Easy Bank tier.
Pick Revolut if…
Pick if you want a real bank licence with crypto, brokerage and FX in one app. The strongest all-rounder under the v3 methodology.
- Best for fees Revolut won 2 of 4
- Best for protection Tied
- Best for reach Revolut won 3 of 3
- Best for ux Revolut won 2 of 2
Revolut vs bunq — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is bunq better than Revolut?
Under our v3 methodology, Revolut leads bunq 8–0 across 12 dimensions. Composite scores: bunq 87/100 vs Revolut 91/100. Revolut is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is bunq or Revolut cheaper?
Monthly fee — bunq: €0; Revolut: €0. Card FX markup — bunq: Interbank; Revolut: Interbank. Revolut wins more fee rows (2 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, bunq or Revolut?
bunq holds a Full bank licence under DNB; deposit guarantee per depositor: €100,000. Revolut holds a Full bank licence under Bank of Lithuania; deposit guarantee per depositor: €100,000. Both score equally on regulatory protection rows.
Where can I use bunq and Revolut?
bunq operates in 30 countries; Revolut operates in 48 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.