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Legal disclosures under the German Telemedia Act (§5 TMG) and §55 RStV. Operator entity, editorial responsibility, ODR notice, and copyright statement.

01
Legal entity

Who runs this site, and how to reach them.

Service provider (§5 TMG)

Kulik Media UG (haftungsbeschränkt) · Represented by Stephan Kulik, Managing Director · Email: hello@neobanks.guide · Registered office: Berlin, Germany · Register entry: Amtsgericht Charlottenburg, HRB [registration number] · VAT ID (§27a UStG): [VAT ID to be inserted]

Placeholders will be replaced with the registered details once company registration is complete. For correspondence requiring the full postal address, contact hello@neobanks.guide.

Responsible for editorial content (§55 Abs. 2 RStV)

Stephan Kulik · c/o Kulik Media UG (haftungsbeschränkt) · Email: stephan@neobanks.guide · Profile: Stephan Kulik — Editor

Professional liability disclaimer

Despite careful checking of content, we assume no liability for the content of external links. The operators of linked pages are solely responsible for their content. Likewise, we assume no liability for the content of our site being used as the sole basis for financial decisions — see Terms of Service, Section 2.

EU online dispute resolution

The European Commission provides a platform for online dispute resolution (ODR) at: ec.europa.eu/consumers/odr. We are not obliged and not willing to participate in dispute resolution proceedings before a consumer arbitration board.

The content, design, and code on this site are protected by German copyright law. Reproduction, adaptation, distribution, or any form of use beyond the scope permitted by copyright law requires the written consent of the operator. Downloads and copies of this site are permitted only for private, non-commercial use.

Brand names, logos, and product descriptions referring to third parties (Revolut, N26, Wise, and other neobanks covered on this site) are the property of their respective owners. We use them under fair-use principles for editorial comparison.

Privacy and data protection

Our processing of personal data is described in the Privacy Policy. For any data protection questions: privacy@neobanks.guide.

About the site

Neobanks Guide is an independent editorial comparison site for EU digital banks. We earn commissions when readers open accounts through certain affiliate links — disclosed on every page containing such links and in our full disclosure. Affiliate relationships do not influence editorial rankings; see our methodology.