← About / Disclosure Edition №08 · Q1·2026 · Updated 11 March 2026

Who pays us. How much.

Every euro of affiliate revenue in the last quarter, printed by bank. If the line isn't here, the bank doesn't pay us. Scores are untouched by any of it — the methodology page is the audit trail.

See the ledger → Read methodology →

Revenue · Q1·2026

Every revenue source, labelled.

Affiliates dominate the gross figure. The subscriber line is growing quarter-on-quarter, and is explicitly the line we'd like to be bigger than the affiliate line over the next three editions. Research syndication is one-off depending on the cohort report cycle.

64% · Affiliate €30.2k

22% · Subs €10.4k

14% · Syndication €6.66k

Affiliate — paid per account opened, published per-bank below

Reader subscriptions — no per-bank impact

Research syndication — licensed to other publications

Section 01 · The ledger

Every bank, paid or not.

	Bank	Arrangement	Score	Per signup	Q1·2026 · €
01	R Revolut Active arrangement	Affiliate Standard account	91	€28	17.640 €
02	b bunq Active arrangement	Affiliate Standard account	87	€60	1.620 €
05	T Trade Republic Active arrangement	Affiliate Standard account	81	€40	7.120 €
36	W Wise Active arrangement	Affiliate Standard account	68	€32	3.840 €
03	N N26 No arrangement	—	85	—	€0
04	V Varo Money No arrangement	—	82	—	€0
06	L Lunar No arrangement	—	79	—	€0
07	S SoFi No arrangement	—	79	—	€0
08	M Monzo No arrangement	—	78	—	€0
09	K K Bank No arrangement	—	78	—	€0
10	K Kakao Bank No arrangement	—	78	—	€0
11	T Toss Bank No arrangement	—	78	—	€0
+ 55 more banks · no arrangement

Section 02 · The rules

What payment does not change.

Rule 01

Score.

A bank's composite score is computed from the method page. No row in the ledger — this one included — can change a single dimensional score. Editors cannot override the weighted mean.

Rule 02

Rank order.

The ranking is a direct sort of the composite score, with fixed tiebreakers (regulation, then UX). There is no "editorial" reorder. If a paying bank scores below a non-paying one, it sits below on every page.

Rule 03

Placement.

Affiliate links appear only on rows where an arrangement exists. A non-paying bank is not shown a "sponsored" label it doesn't have; a paying bank's disclosure line appears on every page where its link is used.

Rejected arrangements · published

Two banks proposed "preferred-placement" deals in the last year. Both were declined.

One offered a flat quarterly fee in exchange for top-of-category positioning in one best-for guide. Another proposed pay-per-view on review pages at 10× our current affiliate unit economics, contingent on removing a specific paragraph. Both rejections are logged in Corrections.

See methodology →