Revolut vs Trade Republic.
Revolut (R91/100) and Trade Republic (T81/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Revolut leads Trade Republic 7-0.
| R Revolut №01 · Bank of Lithuania 91 /100 | T Trade Republic №05 · BaFin 81 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 91 /100 | 81 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | Interbank | Interbank |
| Free FX / month EUR equivalent | €1,000 | €0 |
| Free ATM Before fee kicks in | €200 /mo | — |
| Protection | ||
| Banking licence Tier | Full bank Bank of Lithuania | Full bank BaFin |
| Deposit guarantee Per depositor | €100,000 EU.DGS.LT | €100,000 EU.DGS.DE |
| Reach | ||
| Markets served Licensed jurisdictions | 48 countries | 17 countries |
| Crypto Coins available | 280 coins | 50 coins |
| Stocks & ETFs Self-directed | Yes | Yes |
| UX | ||
| Trustpilot Customer score | 4.7 ★ 367k reviews | 3.3 ★ 28k reviews |
| App store iOS + Android avg | 4.6 ★ iOS 4.7 · And 4.4 | 4.4 ★ iOS 4.8 · And 4.1 |
| Read review → | Read review → | |
Pick Revolut if…
Pick if you want a real bank licence with crypto, brokerage and FX in one app. The strongest all-rounder under the v3 methodology.
Pick Trade Republic if…
Pick if you want the cheapest brokerage in Europe (€1/trade) and the highest interest on idle cash. Not a primary current account.
- Best for fees Revolut won 2 of 4
- Best for protection Tied
- Best for reach Revolut won 2 of 3
- Best for ux Revolut won 2 of 2
Revolut vs Trade Republic — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Revolut better than Trade Republic?
Under our v3 methodology, Revolut leads Trade Republic 7–0 across 12 dimensions. Composite scores: Revolut 91/100 vs Trade Republic 81/100. Revolut is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Revolut or Trade Republic cheaper?
Monthly fee — Revolut: €0; Trade Republic: €0. Card FX markup — Revolut: Interbank; Trade Republic: Interbank. Revolut wins more fee rows (2 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Revolut or Trade Republic?
Revolut holds a Full bank licence under Bank of Lithuania; deposit guarantee per depositor: €100,000. Trade Republic holds a Full bank licence under BaFin; deposit guarantee per depositor: €100,000. Both score equally on regulatory protection rows.
Where can I use Revolut and Trade Republic?
Revolut operates in 48 countries; Trade Republic operates in 17 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.