Worldwide / Europe / Freelancers · Updated 11 March 2026

Freelancer accounts,
picked for invoicing.

Accounting-integration depth, proper invoicing, multi-user permissions, and multi-currency receipts — the four things that separate a business product from a repurposed personal account.

01 — Our picks

Four accounts, four different jobs.

Qonto France · invoicing · 7 integrations

Payment inst. Business product

From €9Business tier

4.8 /5

→

Wise United Kingdom · invoicing · 5 integrations

E-money Business product

FreeBusiness tier

4.3 /5

→

N26 Germany · no invoicing · 2 integrations

Full bank Business product

FreeBusiness tier

4.1 /5

→

Revolut United Kingdom · invoicing · 4 integrations

Full bank Business product

FreeBusiness tier

4.7 /5

→

02 — The tool for the job

Pick by your dominant use case.

For DE / FR / ES solo / small team

Qonto.

Deep accounting integration (DATEV, Xero, QuickBooks, Sage), proper invoicing, multi-user roles. The SME default in the index.

Full review →

For international freelancers

Wise Business.

Multi-currency receiving accounts in 10+ currencies. Invoicing, batch payments, mid-market FX. Pair with a DGS bank.

Full review →