Revolut vs Lunar.
Revolut (R91/100) and Lunar (L79/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Revolut leads Lunar 6-0.
| L Lunar №06 · Finanstilsynet 79 /100 | R Revolut №01 · Bank of Lithuania 91 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 79 /100 | 91 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | Interbank | Interbank |
| Free FX / month EUR equivalent | €0 | €1,000 |
| Free ATM Before fee kicks in | — | €200 /mo |
| Protection | ||
| Banking licence Tier | Full bank Finanstilsynet | Full bank Bank of Lithuania |
| Deposit guarantee Per depositor | €100,000 EU.DGS.DK | €100,000 EU.DGS.LT |
| Reach | ||
| Markets served Licensed jurisdictions | 3 countries | 48 countries |
| Crypto Coins available | Yes | 280 coins |
| Stocks & ETFs Self-directed | Yes | Yes |
| UX | ||
| Trustpilot Customer score | 4.6 ★ 22k reviews | 4.7 ★ 367k reviews |
| App store iOS + Android avg | 4.6 ★ iOS 4.7 · And 4.4 | 4.6 ★ iOS 4.7 · And 4.4 |
| Read review → | Read review → | |
Pick Lunar if…
Pick if you live in the Nordics and want a local credit institution with native commission-free brokerage.
Pick Revolut if…
Pick if you want a real bank licence with crypto, brokerage and FX in one app. The strongest all-rounder under the v3 methodology.
- Best for fees Revolut won 2 of 4
- Best for protection Tied
- Best for reach Revolut won 2 of 3
- Best for ux Revolut won 1 of 2
Revolut vs Lunar — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Lunar better than Revolut?
Under our v3 methodology, Revolut leads Lunar 6–0 across 12 dimensions. Composite scores: Lunar 79/100 vs Revolut 91/100. Revolut is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Lunar or Revolut cheaper?
Monthly fee — Lunar: €0; Revolut: €0. Card FX markup — Lunar: Interbank; Revolut: Interbank. Revolut wins more fee rows (2 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Lunar or Revolut?
Lunar holds a Full bank licence under Finanstilsynet; deposit guarantee per depositor: €100,000. Revolut holds a Full bank licence under Bank of Lithuania; deposit guarantee per depositor: €100,000. Both score equally on regulatory protection rows.
Where can I use Lunar and Revolut?
Lunar operates in 3 countries; Revolut operates in 48 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.